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Apple Pay vs Google Wallet – Which Will You Choose? — Ordoh

Mobile technology has made many things possible among them unique methods of making payments without the need for cash or credit cards. The most auspicious companies have invested in this sector to tap the profits coming from a section of the population that likes to trade over the internet. Different products therefore have different characteristics that either make customers like or hate it. The most widely used modes of mobile payment are Google Wallet and Apple pay, but before deciding on one of them, it is best to compare them according to what they offer: Security The most important thing for online traders is the security of their personal and financial information. Google Wallet assures users that they take several steps to ensure security including SSL data encryption where the merchant never gets your full debit or credit card information…


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Apple Pay vs Google Wallet – Which Will You Choose?Apple Pay vs Google Wallet – Which Will You Choose?


Mobile technology has made many things possible among them unique methods of making payments without the need for cash or credit cards. The most auspicious companies have invested in this sector to tap the profits coming from a section of the population that likes to trade over the internet. Different products therefore have different characteristics that either make customers like or hate it.

The most widely used modes of mobile payment are Google Wallet and Apple pay, but before deciding on one of them, it is best to compare them according to what they offer:

Security

The most important thing for online traders is the security of their personal and financial information. Google Wallet assures users that they take several steps to ensure security including SSL data encryption where the merchant never gets your full debit or credit card information. The app also comes with a full cover on all unauthorized transactions reported in 120 days.

Apple Pay has not been left out of ensuring security as they do not use your actual credit card number but rather, they assign a unique device number, which is further encrypted and stored in a secure dedicated chip for iPhone and Apple Watch. To make purchases, you will need the device number and a special security code that prevents sharing your information with merchants.

Apple Pay definitely has the upper hand on security, as it would be difficult for information thieves to make unauthorized transactions without discovery by multi tier security features. This definitely makes apple pay the number one choice for those looking for prominent security.

Diversity

Apple pay allows you to make payment in thousands of locations by collaborating with many banks but Google Wallet brings more options to the table. If you want to keep your financial information away from the Smartphone, use the money in your Wallet to make direct payments. It also allows you to make payments on various websites, send and even request money from friends. You only need a person’s email address to either transfer money from the wallet or wire it directly from the bank.

By providing many payment options and platforms, Google Wallet definitely wins on diversity for the users who want to avoid carrying cash.

Checkout

To leave the Google Wallet, you need to wake your screen and enter a PIN at times before completing a purchase. It requires you to hold your device near a contactless reader to finish the process using NFC (near field communication) technology.

Apple pay also uses this technology but simplifies the process by removing the need to open apps or wake the screen. This fast checkout process certainly endears this program to users who appreciate the speed and efficiency. It is possible to make in-app purchases with Apple Pay, a luxury that you cannot afford if using Google Wallet.

It is obvious that Google Wallet and Apple Pay have their strong and weak point against each other, making the decision on which is better up to the users’ needs. Choose the payment method that allows you as much security, diversity and convenience as you need because only then, can you get the superior product. Weigh your specific mobile payment needs to get the best package that suits your particular purposes.

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